Loan amounts
$100 – $5,000
Not all lenders offer the minimum or maximum amount. Availability varies by state and creditworthiness.
Rates & fees overview
Understand representative costs before you borrow. Actual rates and fees depend on the lender, your credit profile, state of residence, and loan product. APPNAME is not a lender and does not set APR or fees for any funded loan.
Product parameters (illustrative range)
The following summarizes the range many consumers may see when matched through our marketplace. Your offer may differ.
Repayment terms
3 – 24 months
Term options are determined by the lender and may include shorter or longer schedules where permitted.
APR range
5.99% – 35.99%
APR is annualized and includes interest and certain finance charges as disclosed in your loan agreement.
Representative payment examples
These examples are for illustration only. They assume a fixed APR and equal monthly payments for the full term. Your loan may use different compounding, fees, or payment structures. Always review the Truth in Lending disclosures and your loan agreement.
| Amount financed | Term | Example APR | Est. monthly payment | Est. total repaid |
|---|---|---|---|---|
| $500 | 12 months | 18.99% | ~$46.10 | ~$553.20 |
| $2,000 | 18 months | 24.99% | ~$133.16 | ~$2,396.88 |
| $5,000 | 24 months | 29.99% | ~$281.05 | ~$6,745.20 |
Payments are rounded for readability. Origination fees, late fees, nonsufficient funds (NSF) fees, or prepayment penalties — if any — are disclosed separately by your lender and may change the total cost of credit.
Fees you may encounter
Lenders and servicers may charge fees permitted by law and disclosed before you sign. Common categories include:
- Origination or administrative fees: One-time amounts deducted from proceeds or added to principal, if permitted in your state.
- Late payment fees: Assessed when a scheduled payment is not received by the due date or within any contractual grace period.
- NSF or returned payment fees: Charged when a debit or check is returned unpaid.
- Prepayment: Some loans allow early payoff without penalty; others may assess a fee — your agreement controls.
APPNAME does not charge you a fee simply to submit an inquiry through our platform. Any compensation we receive from lenders is separate from the rates and fees you pay on a loan.
Understanding APR
The Annual Percentage Rate (APR) expresses the cost of credit as a yearly rate. It generally includes interest and certain charges but may exclude optional products (for example, optional credit insurance) unless required to be included under Regulation Z. A higher APR means a higher cost of borrowing for the same principal and term.
Comparing APRs across offers with similar amounts and terms is a useful starting point, but you should also review the payment schedule, total finance charge, and any upfront fees. If two offers have the same APR but different terms, the total cost may still differ.
Variable-rate products, if offered, may change the APR over time according to the contract and applicable index. Fixed-rate installment loans typically keep the same rate unless you modify the loan or default.
If you have questions about a specific disclosure, contact the lender’s customer service line or consult a qualified financial professional.