Notice of Right to Opt Out of Sale or Sharing of Personal Information

Last updated: [TO BE SET]

1. Who we are

APPNAME (“we,” “us,” or “our”) operates financeadri.com and related services. Depending on how you interact with us, we may collect, use, disclose, and “sell” or “share” personal information as those terms are defined under the California Consumer Privacy Act of 2018, as amended by the California Privacy Rights Act of 2020 (collectively, the “CCPA”). This page explains your right to direct us not to sell or share your personal information and how to submit an opt-out request. Nothing on this page limits other privacy rights you may have under the CCPA, such as the right to know, delete, correct, or limit use of sensitive personal information, where applicable.

2. What “sale” and “sharing” mean under the CCPA

Under the CCPA, a “sale” is the disclosure of personal information to a third party for monetary or other valuable consideration, subject to certain statutory exceptions. A “share” (or “cross-context behavioral advertising”) is the disclosure of personal information to a third party for purposes of cross-context behavioral advertising, whether or not for monetary consideration, again subject to exceptions. Activities that may constitute a sale or share in the digital lending and lead generation context can include, for example, transferring identifiers and application-related data to partner lenders or marketing technology vendors when those disclosures fall outside the CCPA’s service provider, contractor, or other exemptions. We describe our practices in greater detail in our Privacy Policy.

We do not knowingly sell or share the personal information of consumers under sixteen (16) years of age without affirmative authorization as required by the CCPA. If you are a parent or guardian and believe we have collected information from a minor in violation of law, contact us using the information below.

3. Your right to opt out

If you are a California resident, you have the right to opt out of the sale or sharing of your personal information at any time. Exercising this right will not result in discriminatory treatment as defined by the CCPA; however, certain features of our Services that rely on data practices constituting a sale or share may become unavailable or function differently after you opt out. For example, we may be unable to match you with certain lenders or present personalized offers that depend on advertising cookies or data transfers that you have directed us to stop.

You may also use an opt-out preference signal, such as the Global Privacy Control (“GPC”), on supported browsers. Where we detect a GPC signal in a frictionless manner as required by regulations, we will treat it as a valid request to opt out of sale/sharing for that browser or device. Additional verification may be required for requests tied to an authenticated account or offline data sets.

4. Authorized agents

You may designate an authorized agent registered with the California Secretary of State to submit an opt-out request on your behalf. If you use an agent, we may require proof of the agent’s authority to act on your behalf, such as a written authorization signed by you or a power of attorney, and may require you to verify your identity directly with us unless you have provided the agent with power of attorney under California Probate Code sections 4000 to 4465.

5. How we process opt-out requests

We will confirm receipt of your request within ten (10) business days as required by applicable regulations and will respond substantively within fifteen (15) business days for opt-out requests (or forty-five (45) business days if an extension is lawfully taken, in which case we will notify you). We maintain records of opt-out requests as required by the CCPA. If we deny a request, we will explain the basis for denial and provide instructions for appeal if applicable.

6. Financial incentives and loyalty programs

If we offer a financial incentive or price or service difference related to the collection, retention, or sale of personal information, we will provide a separate terms-of-incentive disclosure that explains the material terms, opt-in mechanism, and how to withdraw. Absent such a program, this section is informational only.

7. Submit an opt-out request

Complete the form below. Fields marked as required help us locate your record in our systems. You may also contact Finance ADRI LLC at [email protected], +1 573 859 4604, or 1453 S Luster Ave Springfield, MO, 65804-1711 United States, with the subject line “California Opt-Out of Sale/Share” and include your full name, state of residence, email address(es) you have used with us, and telephone number(s) if any.

8. Contact for privacy rights

Finance ADRI LLC · 1453 S Luster Ave Springfield, MO, 65804-1711 United States · +1 573 859 4604 · [email protected] · APPNAME · financeadri.com