Legal

Terms of Service

Terms governing use of financeadri.com and the Adri Cash iOS application.

Effective Date: May 14, 2026

Last Updated: May 14, 2026

These Terms of Service ("Terms") govern your access to and use of financeadri.com (the "Site"), the Adri Cash iOS application (the "App"), and all related services operated by Finance ADRI LLC (collectively, the "Service").

By accessing, browsing, installing, registering for, or otherwise using the Service, you agree to be bound by these Terms, our Privacy Notice, and App Privacy Policy.

If you do not agree to these Terms, you may not use the Service.

ACCEPTANCE OF TERMS

By using the Service, you acknowledge that:

  • you have read and understood these Terms;
  • you agree to be legally bound by them;
  • you are entering into a binding agreement with Finance ADRI LLC.

Your continued use of the Service constitutes ongoing acceptance of any updated Terms.

WHO WE ARE AND WHAT WE PROVIDE

Finance ADRI LLC is a Missouri-organized company operating an online comparison and referral platform for financial products.

Finance ADRI:

  • is not a lender;
  • is not a loan broker;
  • is not a bank or financial institution;
  • does not issue loans or advances;
  • does not make underwriting decisions;
  • does not determine APRs, repayment terms, or fees;
  • does not guarantee approval or funding.

The Service is intended to help users compare and connect with third-party financial providers, including cash advance apps, installment lenders, personal loan providers, and other financing services.

Any financial product you obtain is offered solely by a third-party provider under that provider's own terms, conditions, and underwriting standards.

ELIGIBILITY

To use the Service, you represent and warrant that:

  • you are at least 18 years old;
  • you reside in the United States;
  • you have legal capacity to enter binding agreements;
  • all information submitted is truthful and accurate.

The Service is currently intended for residents of supported US jurisdictions.

The Service is not available in New York.

Availability may vary depending on provider restrictions and regulatory requirements.

ACCOUNT REGISTRATION AND SECURITY

Certain Service features may require account registration.

You agree to:

  • provide accurate and current information;
  • maintain the confidentiality of login credentials;
  • restrict unauthorized access to your account;
  • promptly notify us of suspected unauthorized activity.

You are responsible for all activity occurring under your credentials unless caused by our own misconduct.

We reserve the right to suspend or terminate accounts suspected of abuse, fraud, or policy violations.

If you provide a mobile phone number, you may receive transactional or service-related messages. Where we send marketing text messages that may be subject to the Telephone Consumer Protection Act (TCPA), we obtain prior express written consent (which may include electronic consent) before sending autodialed or prerecorded marketing texts where required by law. Consent to marketing texts is not a condition of opening or maintaining an account, to the extent prohibited by applicable law. You may opt out of marketing SMS as described in our Privacy Notice or App Privacy Policy, or by replying STOP where applicable.

MATCHING AND REFERRAL PROCESS

The Service operates as a matching and referral tool.

When you submit profile information, we may:

  • review eligibility criteria published by participating providers;
  • filter providers based on submitted information;
  • display providers whose requirements may align with your profile.

We do not guarantee:

  • approval;
  • funding;
  • rates;
  • repayment terms;
  • provider availability;
  • specific offers.

Approval decisions are made exclusively by third-party providers after their own review process.

COMPENSATION AND AFFILIATE DISCLOSURE

Finance ADRI may receive compensation from participating partners when users:

  • click offers;
  • submit applications;
  • complete registrations;
  • fund or activate products where applicable.

Compensation may be based on referral arrangements or commercial agreements.

Compensation does not:

  • increase costs charged directly by providers to users;
  • constitute endorsement of any provider;
  • guarantee provider placement or approval.

Additional affiliate disclosures may appear elsewhere on the Service.

USER RESPONSIBILITIES

You agree not to:

  • submit false or misleading information;
  • impersonate another person;
  • submit information without authorization;
  • use the Service for unlawful purposes;
  • interfere with Service functionality;
  • attempt unauthorized access;
  • scrape, crawl, reverse engineer, or reproduce the Service;
  • distribute malware, spam, or malicious code.

Violation may result in suspension, termination, or legal action.

THIRD-PARTY SERVICES AND PROVIDERS

The Service contains links, referrals, redirects, and integrations involving third-party providers.

When you leave the Service or continue with a provider:

  • your interaction is governed by that provider's terms;
  • your relationship is solely between you and that provider.

Finance ADRI is not responsible for:

  • provider approval decisions;
  • underwriting criteria;
  • funding timelines;
  • repayment obligations;
  • customer support;
  • servicing issues;
  • collections;
  • disputes between users and providers.

INTELLECTUAL PROPERTY

All Service content, including:

  • software;
  • code;
  • design;
  • branding;
  • layout;
  • graphics;
  • written content;
  • trademarks;

is owned by or licensed to Finance ADRI LLC and protected by intellectual property laws.

You may not:

  • copy;
  • reproduce;
  • republish;
  • distribute;
  • commercially exploit;
  • create derivative works from Service materials without prior written permission.

Third-party trademarks remain property of their respective owners.

DISCLAIMER OF WARRANTIES

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE."

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FINANCE ADRI DISCLAIMS ALL WARRANTIES, INCLUDING:

  • MERCHANTABILITY;
  • FITNESS FOR A PARTICULAR PURPOSE;
  • NON-INFRINGEMENT;
  • TITLE;
  • ACCURACY;
  • AVAILABILITY.

We do not warrant that:

  • the Service will be uninterrupted;
  • the Service will be error-free;
  • defects will be corrected;
  • results will meet expectations;
  • any loan or financial product will be approved or funded.

LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FINANCE ADRI LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AFFILIATES, AND AGENTS SHALL NOT BE LIABLE FOR:

  • indirect damages;
  • incidental damages;
  • consequential damages;
  • special damages;
  • punitive damages;
  • loss of profits;
  • loss of data;
  • business interruption.

Our total aggregate liability for any claim related to the Service shall not exceed the greater of (a) USD $100 or (b) amounts actually paid by you to Finance ADRI LLC during the twelve (12) months preceding the claim.

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Finance ADRI LLC and its affiliates from any claims, liabilities, damages, losses, or expenses arising from:

  • your use of the Service;
  • your violation of these Terms;
  • your violation of applicable law;
  • disputes between you and third-party providers.

BINDING ARBITRATION; GOVERNING LAW; CLASS ACTION WAIVER

(a) Governing law. These Terms are governed by the laws of the State of Missouri, without regard to conflict-of-law principles.

(b) Informal resolution. Before initiating arbitration, you agree to contact us at [email protected] to attempt to resolve the dispute informally for at least thirty (30) days.

(c) Binding arbitration. Except for disputes that may be brought in small claims court on an individual basis in Greene County, Missouri, or in the small claims court serving the county of your principal residence if you qualify, any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be resolved by binding arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules (or successor rules), as modified by this section. A single arbitrator shall be appointed. The Federal Arbitration Act governs the interpretation and enforcement of this section. The arbitration shall be conducted in Greene County, Missouri, unless we agree otherwise in writing. Each party shall bear its own attorneys' fees and costs unless the arbitrator awards relief under applicable law.

(d) Class action waiver. TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AND FINANCE ADRI LLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Unless both you and Finance ADRI agree otherwise, the arbitrator may not consolidate more than one person's claims and may not preside over any form of a representative or class proceeding. If a court or arbitrator of competent jurisdiction determines that the class action waiver is unenforceable with respect to a particular claim, then this arbitration requirement may not apply to that claim; the remainder of this section shall remain in effect.

(e) Injunctive relief. Either party may seek temporary injunctive or other equitable relief in the state or federal courts located in Greene County, Missouri, for disputes relating to intellectual property, unauthorized access, or misuse of the Service, without waiving arbitration for underlying monetary claims unless otherwise permitted.

TERMINATION

You may discontinue use of the Service at any time.

We may suspend, restrict, or terminate access immediately where we reasonably believe:

  • these Terms were violated;
  • fraud or abuse occurred;
  • legal or compliance risk exists;
  • Service integrity is threatened.

Termination does not limit accrued rights or obligations.

FORCE MAJEURE

Finance ADRI shall not be liable for delays or failures caused by circumstances beyond reasonable control, including:

  • internet outages;
  • hosting failures;
  • cyberattacks;
  • natural disasters;
  • governmental actions;
  • labor disruptions.

CHANGES TO TERMS

We may modify these Terms periodically.

Updated Terms will be posted with revised dates.

Material changes may be highlighted through:

  • Site notices;
  • App notices;
  • email communications where practical.

Continued use after updates constitutes acceptance.

SURVIVAL

The following sections survive termination:

  • Intellectual Property;
  • Disclaimer of Warranties;
  • Limitation of Liability;
  • Indemnification;
  • Binding Arbitration; Governing Law; Class Action Waiver;
  • Apple App Store; Third-Party Beneficiary (App Store users).

APPLE APP STORE AND THIRD-PARTY BENEFICIARY

If you download or use the Adri Cash iOS application (the "App") from the Apple Inc. ("Apple") App Store, the following applies in addition to these Terms:

(a) These Terms are between you and Finance ADRI LLC only, and not with Apple. Finance ADRI LLC, not Apple, is solely responsible for the App and the content thereof.

(b) Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the App.

(c) To the maximum extent permitted by applicable law, Apple has no warranty obligation with respect to the App; in the event of any failure of the App to conform to any applicable warranty that cannot be disclaimed under law, you may notify Apple, and Apple may refund the purchase price for the App (if any) to you.

(d) Finance ADRI LLC, not Apple, is responsible for addressing any claims by you or any third party relating to the App or your possession and use of the App, including product liability claims, claims that the App fails to conform to any applicable legal or regulatory requirement, and claims arising under consumer protection, privacy, or similar legislation.

(e) In the event of any third-party claim that the App infringes that third party's intellectual property rights, Finance ADRI LLC, not Apple, is solely responsible for investigation, defense, settlement, and discharge of any such claim.

(f) Apple and its subsidiaries are third-party beneficiaries of these Terms with respect to your license of the App. Upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary.

(g) You represent and warrant that (i) you are not located in a country subject to a United States Government embargo or designated as a "terrorist supporting" country, and (ii) you are not listed on any United States Government list of prohibited or restricted parties.

(h) You must also comply with any applicable third-party terms when using the App (for example, wireless data service terms).

CONTACT INFORMATION

Finance ADRI LLC
1453 S Luster Ave
Springfield, MO 65804-1711
United States

Email: [email protected]

Last updated: May 14, 2026